You may, if you require, choose an easy payment scheme facilitated by MOLPay that allows you to convert your purchase into an installment plan with your credit card company or financial institution.
To qualify for this scheme, you must make a minimum purchase of RM500.00 (of any number of items) in a single receipt, and pay only via Visa and Mastercard issued by participating credit card companies and financial institutions – also known as credit card issuers. You are also subject to the approval of your card issuer and to its terms and conditions.
MOLPay Easy Payment Scheme works as follows:
Step 1 : At checkout, you make payment by credit card via MOLPay.
(You must ensure you have enough credit in your card to make the initial payment).
Step 2 : The payment will be processed online as usual.
Step 3 : Once the payment is authorized successfully, you will be informed of the successful payment status.
Step 4 : Either via a pop-up window or by email, you will be notified by MOLPay about the steps involved in converting your transaction into an installment scheme with your card issuer.
Step 5 : Just follow the instructions on the pop-up window or email. You will be able to negotiate the tenure (the monthly period of installment) you want and the interest chargeable with your card issuer.
Step 6 : If subsequently approved by your card issuer, your initial payment for your purchase shall be credited back to your card, and you will only be required to pay the installments according to the tenure approved.
*Note: If your card issuer declines your request for an installment scheme for any reason, your purchase with Silhouette Malaysia remains valid.
The following lists the participating credit card companies and financial institutions:
- Standard Charted
- Public Bank
- Affin Bank
- United Overseas Bank Malaysia Berhad (UOB)
- Bank Islam
- The above list is subject to changes from time to time without prior notice in accordance with the policies of the respective card issuers.
- The interest charged under this easy payment scheme is ranging from 2% to 10%, subject to the tenure of instalment taken and it also varying from bank to bank.